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AuDConnex/RiseENT Benefits by NFP

AuDConnex/RiseENT is pleased to have partnered with NFP to design a tailored health benefits solution exclusive to its members through Angle Health, a national health insurer for employer-sponsored health plans.  

Audconnex and NFP have chosen Angle Health due to Angle’s clinical guidance, their national network, and their telemedicine programs for acute and mental health needs.

About

NFP
NFP is a national employee benefits consulting firm and insurance consultancy. Through specialized resources made available to NFP clients and prospects, NFP is able to tailor benefits specifically to a groups needs.

Angle Health
Angle Health is a full stack carrier and claims payer with membership in nearly all fifty states. Angle prides itself on offering a digital first experience for the employers and members it serves. This digital first approach creates an unparalleled experience in healthcare, making management and access a frictionless experience.

What's New

Audconnex benefits power by Angle Health are major medical plans with access to broad networks, additional benefits and competitive pricing.  To accomplish this, these plans operate on a level funded chassis.  This chassis enables employers to have a predictable cost structure like a fully insured, but qualify for a refund of the claims fund should there be less claims than the funded amount.  You can read more about this in downloadable assets below.

We are excited to announce that Audconnex has negotiated and designed a variety of additional group insurance products that will be available to AuDConnex/RiseENT Members as of September 1, 2023.  The insurance products are underwritten and administered by Metlife.  Among other reasons, we chose to partner with Metlife because of their rich history and Nationwide coverage.  A brief summary of each of the plans is listed below.

Dental

Two plans are being offered, click below to see a summary of the two plans.

Rates:

  • If your Company already has a group dental plan Metlife guarantees to at least match your current rates.
  • In order to confirm your dental rates data regarding your full-time employees is required. Please click the link below and follow the steps to provide us with the required employee data.
Review Plans

Vision

One plan is being offered, click below to see a summary of the two plans.

Rates:

  • If your Company already has a group vision plan Metlife guarantees to at least match your current rates.
  • In order to confirm your vision rates data regarding your full time employees is required. Please click the link below and follow the steps to provide us with the required employee data.
Review Plan

Employer paid Life and AD&D:

  • Flat $25,000 benefit
  • Age reduction:  35% at 65, 50% at 70
  • Combined rate Life/AD&D:  $0.25 per thousand
  • 2-year rate guarantee  
Review Plan

In addition, AuDConnex/RiseENT is going to offer three additional products:

Accident:  This policy pays cash to the insured in the event medical services are required due to an accident.
Hospital: This policy pays cash to the insured in the event that they are hospitalized for 20 hours or longer.
Critical Illness: This policy pays cash to the insured in the event they are diagnosed with a covered critical illness.

Underwriting Rules:  In order for your Company to qualify for these new Metlife Audconnex plans, each product requires that a minimum number of your full time employees enroll.  See below for details.

Dental – Minimum participation: the greater of 5 employees or 25% of full-time employee population                                                                                          
Vision – Minimum participation: the greater of 2 employees or 25% of full-time employee population
Life-  Minimum participation is 10 employees
Accident, Hospital, Critical Illness:  Minimum participation is 5 employees or 5% of eligible population, whichever is greater.

All of these plans are available to Audconnex members as of October 1, 2023.  

If you have any questions, please contact our Insurance Consultants at NFP:
Cierra Crosby: Cierra.crosby@nfp.com, 385-352-9369
Rick Johnson:  rick.johnson@nfp.com, 385-352-9380

Plan Benefit Summaries

Audconnex benefits power by Angle Health are major medical plans with access to broad networks, additional benefits and competitive pricing.  To accomplish this, these plans operate on a level funded chassis.  This chassis enables employers to have a predictable cost structure like a fully insured, but qualify for a refund of the claims fund should there be less claims than the funded amount.  You can read more about this in downloadable assets below.

Questions? Reach out to our team at Audconnex@anglehealth.com